Cashback incentives
Eligible nurses may qualify for cashback incentives of up to $1,500 on selected purchases or refinances.
For Australian nurses
Nurses may qualify for up to $1,500 cashback on eligible home loans
You may also be able to buy with a smaller deposit or access LMI waiver options through selected lenders, depending on your nursing role, income, deposit and lender criteria.
Takes around 45 seconds. Initial check only — no obligation and no credit check.
~45 seconds
No credit score impact
Secure & private
Start here
Check what nurse home loan options may be relevant.
One short eligibility check for nurses looking at buying, building or refinancing.
✓ Up to $1,500 cashback may be available on selected eligible home loans
✓ LMI waiver options may be available through selected lenders
✓ Initial check only — no credit report impact
Up to $1,500 cashbackOn selected eligible home loans
LMI waiver optionsSelected lenders may consider up to 90% LVR
Shift incomeOvertime and penalty rates may be considered
Built around nurses
Why nurses may have different home loan options.
Nursing income can include overtime, shift work, penalty rates and rotating rosters. Some lenders may assess this differently from a standard 9–5 income, which can change what options may be available.
Smaller deposit pathways
Depending on your situation, selected lenders may consider higher loan-to-value ratio options for eligible nurses.
LMI waiver options
Some nurses may be able to avoid Lenders Mortgage Insurance through selected lender policies, subject to eligibility and assessment.
Simple first step
Check what nurse home loan options may be relevant to you.
No obligation. No credit check. A broker can review whether selected lender options may match your requirements and objectives.
What this may mean
Cashback is easy to understand. LMI can be the bigger cost.
The $1,500 cashback is straightforward. But if you are borrowing with less than a 20% deposit, Lenders Mortgage Insurance can sometimes cost thousands. Selected lenders may offer nurse and essential-worker policies that change this.
Up to $1,500 cashback
Some eligible nurses may qualify for cashback offers on selected home loan products.
LMI waiver options
Selected lenders may allow eligible nurses to borrow up to 90% LVR without paying LMI, depending on assessment.
Availability depends on lender policy, eligibility, occupation, income, deposit, credit profile, loan purpose and overall assessment.
Nursing roles
This page is for nurses checking what they may qualify for.
Eligibility varies by lender, but these are examples of nursing and closely related healthcare roles that may be worth checking.
How it works
A quick eligibility check before a full application.
Answer a few questions
Tell us whether you rent or own, your nursing role, and whether you are buying, building or refinancing.
Review possible options
Your details can be reviewed against selected nurse and essential-worker lending options.
Speak with a broker
If there may be a suitable pathway, a broker can explain the next steps based on your requirements and objectives.
Why FinanceCorp?
FinanceCorp helps nurses and healthcare workers understand selected lending options.
Healthcare lending knowledge
The team works with healthcare professionals and understands that nursing income can include shifts, overtime and allowances.
Clear next step
The eligibility check helps identify whether selected lender options may be relevant before a full application.
Tailored support
Your occupation, income structure, deposit, equity and goals are considered when reviewing potential options.
Customer feedback
What customers say
“FinanceCorp went above and beyond and helped me secure a loan after I had been rejected elsewhere.”
Michelle Fearon“Tracey and the team supported us through our first and second home purchases.”
Kimberley Biggs“The process was smooth from start to finish and the team was incredible to deal with.”
Katelyn Metzke
Common questions
Questions nurses usually ask
Can nurses access cashback on home loans?
Some eligible nurses may qualify for cashback incentives up to $1,500 on selected home loan products. This depends on lender criteria and overall eligibility.
Can nurses avoid Lenders Mortgage Insurance?
Some nurses may be eligible for LMI waiver options up to 90% LVR through selected lenders. This is subject to lender policy and individual assessment.
Can overtime or shift income be considered?
Potentially. Selected lenders may consider overtime, penalty rates and shift income, depending on your role, history and overall application.
Does the initial check affect my credit report?
No. The initial eligibility check is not a credit application and should not affect your credit report.
Nurse looking at buying, building or refinancing?
Complete the quick eligibility check to see whether selected nurse and essential-worker home loan options may be relevant.
No obligation. No credit check.